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Tak Sekadar Seremoni, Dies Natalis ke-42 Radiologi UNAIR Ada Donor Darah-Seminar AI Tak Sekadar Seremoni, Dies Natalis ke-42 Radiologi UNAIR Ada Donor Darah-Seminar AI

Pendidikan Radiografer/Teknik Radiologi Fakultas Vokasi UNAIR memperingati Dies Natalis ke-42 dengan donor darah, seminar AI Radiology, dan temu alumni. Pendidikan Radiografer/Teknik Radiologi Fakultas Vokasi UNAIR memperingati Dies Natalis ke-42 dengan donor darah, seminar AI Radiology, dan temu alumni.

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Dies Natalis ke-42 Radiologi Unair diisi bahas AI hingga donor darah Dies Natalis ke-42 Radiologi Unair diisi bahas AI hingga donor darah

Pendidikan Radiografer/Teknik Radiologi Fakultas Vokasi Universitas Airlangga (Unair) memperingati dies natalis ke-42 dengan menggelar seminar kecerdasan ... Pendidikan Radiografer/Teknik Radiologi Fakultas Vokasi Universitas Airlangga (Unair) memperingati dies natalis ke-42 dengan menggelar seminar kecerdasan ...

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Halal Value Chain dan Inovasi Keuangan Syariah Jadi Sorotan ICIEBP 2026 di FESyar Regional Jawa Halal Value Chain dan Inovasi Keuangan Syariah Jadi Sorotan ICIEBP 2026 di FESyar Regional Jawa

MetroTimes (Surabaya) – Departemen Ekonomi Syariah Fakultas Ekonomi dan Bisnis (FEB) Universitas Airlangga (UNAIR) menggelar The 5th International Conference on Islamic Economics, Business, and Philan ... MetroTimes (Surabaya) – Departemen Ekonomi Syariah Fakultas Ekonomi dan Bisnis (FEB) Universitas Airlangga (UNAIR) menggelar The 5th International Conference on Islamic Economics, Business, and Philan ...

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Tak Sekadar Seremoni, Dies Natalis ke-42 Radiologi UNAIR Ada Donor Darah-Seminar AI
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News Feed Sep 25, 2026

Tak Sekadar Seremoni, Dies Natalis ke-42 Radiologi UNAIR Ada Donor Darah-Seminar AI Tak Sekadar Seremoni, Dies Natalis ke-42 Radiologi UNAIR Ada Donor Darah-Seminar AI

Pendidikan Radiografer/Teknik Radiologi Fakultas Vokasi UNAIR memperingati Dies Natalis ke-42 dengan donor darah, seminar AI Radiology, dan temu alumni. Pendidikan Radiografer/Teknik Radiologi Fakultas Vokasi UNAIR memperingati Dies Natalis ke-42 dengan donor darah, seminar AI Radiology, dan temu alumni.

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Dies Natalis ke-42 Radiologi Unair diisi bahas AI hingga donor darah
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News Feed Sep 25, 2026

Dies Natalis ke-42 Radiologi Unair diisi bahas AI hingga donor darah Dies Natalis ke-42 Radiologi Unair diisi bahas AI hingga donor darah

Pendidikan Radiografer/Teknik Radiologi Fakultas Vokasi Universitas Airlangga (Unair) memperingati dies natalis ke-42 dengan menggelar seminar kecerdasan ... Pendidikan Radiografer/Teknik Radiologi Fakultas Vokasi Universitas Airlangga (Unair) memperingati dies natalis ke-42 dengan menggelar seminar kecerdasan ...

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Halal Value Chain dan Inovasi Keuangan Syariah Jadi Sorotan ICIEBP 2026 di FESyar Regional Jawa
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News Feed Sep 25, 2026

Halal Value Chain dan Inovasi Keuangan Syariah Jadi Sorotan ICIEBP 2026 di FESyar Regional Jawa Halal Value Chain dan Inovasi Keuangan Syariah Jadi Sorotan ICIEBP 2026 di FESyar Regional Jawa

MetroTimes (Surabaya) – Departemen Ekonomi Syariah Fakultas Ekonomi dan Bisnis (FEB) Universitas Airlangga (UNAIR) menggelar The 5th International Conference on Islamic Economics, Business, and Philan ... MetroTimes (Surabaya) – Departemen Ekonomi Syariah Fakultas Ekonomi dan Bisnis (FEB) Universitas Airlangga (UNAIR) menggelar The 5th International Conference on Islamic Economics, Business, and Philan ...

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ISFO 2026 Tembus 11.952 Peserta, OJK Siapkan Generasi Muda Cakap Keuangan Syariah
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News Feed Sep 25, 2026

ISFO 2026 Tembus 11.952 Peserta, OJK Siapkan Generasi Muda Cakap Keuangan Syariah ISFO 2026 Tembus 11.952 Peserta, OJK Siapkan Generasi Muda Cakap Keuangan Syariah

JAKARTA – Partisipasi generasi muda dalam Indonesia Sharia Financial Olympiad (ISFO) 2026 meningkat dibandingkan tahun sebelumnya. Tahun ini, ajang literasi keuangan syariah tersebut diikuti 11.952 pe ... JAKARTA – Partisipasi generasi muda dalam Indonesia Sharia Financial Olympiad (ISFO) 2026 meningkat dibandingkan tahun sebelumnya. Tahun ini, ajang literasi keuangan syariah tersebut diikuti 11.952 pe ...

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Delegasi Kota Malang Raih Juara ISFO 2026, MAN 2 dan UB Sabet Prestasi
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News Feed Sep 25, 2026

Delegasi Kota Malang Raih Juara ISFO 2026, MAN 2 dan UB Sabet Prestasi Delegasi Kota Malang Raih Juara ISFO 2026, MAN 2 dan UB Sabet Prestasi

Delegasi Kota Malang meraih prestasi pada ISFO 2026 di Jakarta, dengan MAN 2 Kota Malang meraih juara 3 dan UB juara 1. Delegasi Kota Malang meraih prestasi pada ISFO 2026 di Jakarta, dengan MAN 2 Kota Malang meraih juara 3 dan UB juara 1.

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Puncak ISFO 2026: Tim UB Raih Juara 1, MAN 2 Kota Malang Sabet Juara 3
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News Feed Sep 25, 2026

Puncak ISFO 2026: Tim UB Raih Juara 1, MAN 2 Kota Malang Sabet Juara 3 Puncak ISFO 2026: Tim UB Raih Juara 1, MAN 2 Kota Malang Sabet Juara 3

MALANG POST - Otoritas Jasa Keuangan menggelar Puncak Indonesia Sharia Financial Olympiad 2026 di Jakarta, Kamis (24/9/2026), yang menobatkan tim Tim Universitas Brawijaya Malang meraih Juara 1 dan MA ... MALANG POST - Otoritas Jasa Keuangan menggelar Puncak Indonesia Sharia Financial Olympiad 2026 di Jakarta, Kamis (24/9/2026), yang menobatkan tim Tim Universitas Brawijaya Malang meraih Juara 1 dan MA ...

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ISFO 2026 Diikuti 11.952 Peserta, UB dan MAN 2 Kota Malang Bawa Pulang Juara
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News Feed Sep 24, 2026

ISFO 2026 Diikuti 11.952 Peserta, UB dan MAN 2 Kota Malang Bawa Pulang Juara ISFO 2026 Diikuti 11.952 Peserta, UB dan MAN 2 Kota Malang Bawa Pulang Juara

UB Malang meraih Juara 1 CCKS kategori mahasiswa pada ISFO 2026, sedangkan MAN 2 Kota Malang meraih Juara 3 kategori pelajar. UB Malang meraih Juara 1 CCKS kategori mahasiswa pada ISFO 2026, sedangkan MAN 2 Kota Malang meraih Juara 3 kategori pelajar.

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Bahas Basis Pajak Ekonomi Digital, Kostaf UI Adakan Seminar Fiskal
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News Feed Sep 24, 2026

Bahas Basis Pajak Ekonomi Digital, Kostaf UI Adakan Seminar Fiskal Bahas Basis Pajak Ekonomi Digital, Kostaf UI Adakan Seminar Fiskal

Kostaf FIA UI menggelar Tax Seminar FCW 2026 untuk membahas perluasan basis pajak di era ekonomi digital. Profesional DDTC turut hadir sebagai pembicara. Kostaf FIA UI menggelar Tax Seminar FCW 2026 untuk membahas perluasan basis pajak di era ekonomi digital. Profesional DDTC turut hadir sebagai pembicara.

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Polmed Bantu Peternak Bebek Kemuning Digitalisasi Pencatatan Keuangan Melalui SITETAS
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News Feed Sep 24, 2026

Polmed Bantu Peternak Bebek Kemuning Digitalisasi Pencatatan Keuangan Melalui SITETAS Polmed Bantu Peternak Bebek Kemuning Digitalisasi Pencatatan Keuangan Melalui SITETAS

Analisadaily.com, Medan – Belum adanya pencatatan keuangan usaha menjadi salah satu persoalan yang dihadapi Kelompok Peternak Bebek Kemuning di Tanjung Selamat, Kecamatan Medan Tuntungan, Kota Medan. Analisadaily.com, Medan – Belum adanya pencatatan keuangan usaha menjadi salah satu persoalan yang dihadapi Kelompok Peternak Bebek Kemuning di Tanjung Selamat, Kecamatan Medan Tuntungan, Kota Medan.

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Lewat ISFO 2026, OJK Dorong Gen Z Jadi Penggerak Ekonomi Keuangan Syariah
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News Feed Sep 24, 2026

Lewat ISFO 2026, OJK Dorong Gen Z Jadi Penggerak Ekonomi Keuangan Syariah Lewat ISFO 2026, OJK Dorong Gen Z Jadi Penggerak Ekonomi Keuangan Syariah

Otoritas Jasa Keuangan (OJK) terus memperkuat literasi dan inklusi keuangan syariah di Indonesia dengan mendorong peningkatan pemahaman dan kesadaran ... Otoritas Jasa Keuangan (OJK) terus memperkuat literasi dan inklusi keuangan syariah di Indonesia dengan mendorong peningkatan pemahaman dan kesadaran ...

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OJK Genjot Literasi Keuangan Syariah, ISFO 2026 Tembus 11.952 Peserta
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News Feed Sep 24, 2026

OJK Genjot Literasi Keuangan Syariah, ISFO 2026 Tembus 11.952 Peserta OJK Genjot Literasi Keuangan Syariah, ISFO 2026 Tembus 11.952 Peserta

Jumlah peserta ISFO 2026 meningkat sekitar 12% dibandingkan tahun sebelumnya, sedangkan jumlah tim naik sekitar 15%. Jumlah peserta ISFO 2026 meningkat sekitar 12% dibandingkan tahun sebelumnya, sedangkan jumlah tim naik sekitar 15%.

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Blokir Akses Keuangan dan Rekening Debitur BLBI yang Bandel
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News Feed Sep 24, 2026

Blokir Akses Keuangan dan Rekening Debitur BLBI yang Bandel Blokir Akses Keuangan dan Rekening Debitur BLBI yang Bandel

Blokir Akses Keuangan dan Rekening Debitur BLBI yang Bandel - Guru Besar Fakultas Ekonomi dan Bisnis Universitas Indonesia (FEB UI) Telisa Aulia Falianty menekankan perlunya pengawasan dari DPR dan ma ... Blokir Akses Keuangan dan Rekening Debitur BLBI yang Bandel - Guru Besar Fakultas Ekonomi dan Bisnis Universitas Indonesia (FEB UI) Telisa Aulia Falianty menekankan perlunya pengawasan dari DPR dan ma ...

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MNC Sekuritas Dukung Literasi Investasi Peserta Dana Pensiun Universitas Trisakti
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News Feed Sep 24, 2026

MNC Sekuritas Dukung Literasi Investasi Peserta Dana Pensiun Universitas Trisakti MNC Sekuritas Dukung Literasi Investasi Peserta Dana Pensiun Universitas Trisakti

Peningkatan literasi investasi agar peserta memiliki pemahaman yang baik dalam mengambil keputusan investasi sesuai dengan tujuan keuangan. Peningkatan literasi investasi agar peserta memiliki pemahaman yang baik dalam mengambil keputusan investasi sesuai dengan tujuan keuangan.

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MNC Sekuritas Dukung Peningkatan Literasi Investasi Peserta Dana Pensiun Universitas Trisakti
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News Feed Sep 23, 2026

MNC Sekuritas Dukung Peningkatan Literasi Investasi Peserta Dana Pensiun Universitas Trisakti MNC Sekuritas Dukung Peningkatan Literasi Investasi Peserta Dana Pensiun Universitas Trisakti

MNC Sekuritas mendukung kegiatan edukasi pasar modal yang diinisiasi oleh Dana Pensiun Universitas Trisakti pada Rabu (23.9.2026) di Universitas Trisakti. MNC ... MNC Sekuritas mendukung kegiatan edukasi pasar modal yang diinisiasi oleh Dana Pensiun Universitas Trisakti pada Rabu (23.9.2026) di Universitas Trisakti. MNC ...

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Dorong Melek Finansial, D3 Perbankan dan Keuangan Vokasi UMM Dorong Mahasiswa Gen-Z Bijak Gunakan Paylater
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News Feed Sep 23, 2026

Dorong Melek Finansial, D3 Perbankan dan Keuangan Vokasi UMM Dorong Mahasiswa Gen-Z Bijak Gunakan Paylater Dorong Melek Finansial, D3 Perbankan dan Keuangan Vokasi UMM Dorong Mahasiswa Gen-Z Bijak Gunakan Paylater

Kuliah tamu ini penting karena saat ini marak penggunaan paylater di kalangan Gen Z. Apa yang diperoleh dalam kegiatan ini jangan hanya dicatat, tetapi harus benar-benar dipahami dan diaplikasikan dal ... Kuliah tamu ini penting karena saat ini marak penggunaan paylater di kalangan Gen Z. Apa yang diperoleh dalam kegiatan ini jangan hanya dicatat, tetapi harus benar-benar dipahami dan diaplikasikan dal ...

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Menkeu Suahasil lantik 14 pejabat, Pakar: Penataan ulang cegah kekosongan
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News Feed Sep 23, 2026

Menkeu Suahasil lantik 14 pejabat, Pakar: Penataan ulang cegah kekosongan Menkeu Suahasil lantik 14 pejabat, Pakar: Penataan ulang cegah kekosongan

Menteri Keuangan Suahasil Nazara melantik 14 pejabat baru. Langkah ini dinilai pakar sebagai upaya menata ulang birokrasi pasca-era Purbaya Yudhi Sadewa ... Menteri Keuangan Suahasil Nazara melantik 14 pejabat baru. Langkah ini dinilai pakar sebagai upaya menata ulang birokrasi pasca-era Purbaya Yudhi Sadewa ...

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UI Gandeng Nusantara TV Gelar "NTV Goes To Campus" Dorong Generasi Muda Perkuat Literasi Keuangan
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News Feed Sep 23, 2026

UI Gandeng Nusantara TV Gelar "NTV Goes To Campus" Dorong Generasi Muda Perkuat Literasi Keuangan UI Gandeng Nusantara TV Gelar "NTV Goes To Campus" Dorong Generasi Muda Perkuat Literasi Keuangan

Dalam sambutannya, Kepala Badan Kewirausahaan dan Hubungan Antar Lembaga/ Sekretaris Universitas, Prof. Dr. dr. Budi Wiweko, Sp. O.G, Subsp. F.E.R., MPH, FRANZCOG (Hons), FICRM menekankan pentingnya k ... Dalam sambutannya, Kepala Badan Kewirausahaan dan Hubungan Antar Lembaga/ Sekretaris Universitas, Prof. Dr. dr. Budi Wiweko, Sp. O.G, Subsp. F.E.R., MPH, FRANZCOG (Hons), FICRM menekankan pentingnya k ...

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Perkuat Komitmen, UB Laksanakan Audit Manajemen Risiko ISO 31000:2018
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News Feed Sep 23, 2026

Perkuat Komitmen, UB Laksanakan Audit Manajemen Risiko ISO 31000:2018 Perkuat Komitmen, UB Laksanakan Audit Manajemen Risiko ISO 31000:2018

Aplikasi Jurnalisme Positif (AJP) hadir sebagai ruang kolaboratif untuk menebarkan berita baik, inspiratif, dan membangun. Kami mengajak jurnalis, pembuat konten, dan masyarakat luas untuk ... Aplikasi Jurnalisme Positif (AJP) hadir sebagai ruang kolaboratif untuk menebarkan berita baik, inspiratif, dan membangun. Kami mengajak jurnalis, pembuat konten, dan masyarakat luas untuk ...

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Untad dan Universitas Brawijaya Perpanjang Kerjasama Akademik dan Riset
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News Feed Sep 23, 2026

Untad dan Universitas Brawijaya Perpanjang Kerjasama Akademik dan Riset Untad dan Universitas Brawijaya Perpanjang Kerjasama Akademik dan Riset

PALU MAL – Universitas Tadulako (Untad) dan Universitas Brawijaya (UB) memperkuat kerja sama di bidang pendidikan tinggi, penelitian, dan publikasi ilmiah melalui perpanjangan Nota Kesepahaman (MoU) y ... PALU MAL – Universitas Tadulako (Untad) dan Universitas Brawijaya (UB) memperkuat kerja sama di bidang pendidikan tinggi, penelitian, dan publikasi ilmiah melalui perpanjangan Nota Kesepahaman (MoU) y ...

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Untad dan Universitas Brawijaya Perpanjang MoU, Bidik Penguatan Publikasi dan Reputasi Akademik
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News Feed Sep 23, 2026

Untad dan Universitas Brawijaya Perpanjang MoU, Bidik Penguatan Publikasi dan Reputasi Akademik Untad dan Universitas Brawijaya Perpanjang MoU, Bidik Penguatan Publikasi dan Reputasi Akademik

PALU, CS - Universitas Tadulako (Untad) dan Universitas Brawijaya (UB) memperkuat kerja sama di bidang pendidikan tinggi, penelitian, dan publikasi ilmiah ... PALU, CS - Universitas Tadulako (Untad) dan Universitas Brawijaya (UB) memperkuat kerja sama di bidang pendidikan tinggi, penelitian, dan publikasi ilmiah ...

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IPPAT Kota Surakarta dan Magister Kenotariatan UNS Gelar Seminar Nasional Pewarisan Tanah
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News Feed Sep 22, 2026

IPPAT Kota Surakarta dan Magister Kenotariatan UNS Gelar Seminar Nasional Pewarisan Tanah IPPAT Kota Surakarta dan Magister Kenotariatan UNS Gelar Seminar Nasional Pewarisan Tanah

Pengurus Daerah Ikatan Pejabat Pembuat Akta Tanah (IPPAT) Kota Surakarta bekerja sama dengan Program Studi Magister Kenotariatan Fakultas Hukum Universitas ... Pengurus Daerah Ikatan Pejabat Pembuat Akta Tanah (IPPAT) Kota Surakarta bekerja sama dengan Program Studi Magister Kenotariatan Fakultas Hukum Universitas ...

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Seminar Internasional Indonesia-Malaysia Bahas Islam dan Kesejahteraan Sosial di Era Kontemporer
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News Feed Sep 22, 2026

Seminar Internasional Indonesia-Malaysia Bahas Islam dan Kesejahteraan Sosial di Era Kontemporer Seminar Internasional Indonesia-Malaysia Bahas Islam dan Kesejahteraan Sosial di Era Kontemporer

Merespon pesatnya laju transformasi digital, Fakultas Ilmu Agama Islam Universitas Islam Indonesia (FIAI UII) berkolaborasi dengan UTM ... Merespon pesatnya laju transformasi digital, Fakultas Ilmu Agama Islam Universitas Islam Indonesia (FIAI UII) berkolaborasi dengan UTM ...

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Sambut Hari Kesehatan Jiwa Sedunia, PDSKJI Gelar Seminar Parenting For Menital Wellbeing
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News Feed Sep 22, 2026

Sambut Hari Kesehatan Jiwa Sedunia, PDSKJI Gelar Seminar Parenting For Menital Wellbeing Sambut Hari Kesehatan Jiwa Sedunia, PDSKJI Gelar Seminar Parenting For Menital Wellbeing

Analisadaily.com, Medan - Dalam rangka menyambut Hari Kesehatan Jiwa Sedunia 2026, Perhimpunan Dokter Spesialis Kedokteran Jiwa Indonesia (PDSKJI) Cabang Sumatera Utara (Sumut) bersama Program Studi K ... Analisadaily.com, Medan - Dalam rangka menyambut Hari Kesehatan Jiwa Sedunia 2026, Perhimpunan Dokter Spesialis Kedokteran Jiwa Indonesia (PDSKJI) Cabang Sumatera Utara (Sumut) bersama Program Studi K ...

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Audit Manajemen Risiko ISO 31000:2018 Di UB, Lima Domain Risiko Menjadi Perhatian Dari 2.000 Risiko yang Terdata
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News Feed Sep 22, 2026

Audit Manajemen Risiko ISO 31000:2018 Di UB, Lima Domain Risiko Menjadi Perhatian Dari 2.000 Risiko yang Terdata Audit Manajemen Risiko ISO 31000:2018 Di UB, Lima Domain Risiko Menjadi Perhatian Dari 2.000 Risiko yang Terdata

Kota Malang | ADADIMALANG.COM — Di awal tahun 2026 lalu Universitas Brawijaya (UB) telah melakukan transformasi digital manajemen risiko yang dijalankan dengan melaunching aplikasi Sistem Elektronik M ... Kota Malang | ADADIMALANG.COM — Di awal tahun 2026 lalu Universitas Brawijaya (UB) telah melakukan transformasi digital manajemen risiko yang dijalankan dengan melaunching aplikasi Sistem Elektronik M ...

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Ekonom Ingatkan Pelunasan Utang BLBI ke BI bukan Berarti Tagihan Obligor Tuntas
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News Feed Sep 22, 2026

Ekonom Ingatkan Pelunasan Utang BLBI ke BI bukan Berarti Tagihan Obligor Tuntas Ekonom Ingatkan Pelunasan Utang BLBI ke BI bukan Berarti Tagihan Obligor Tuntas

GURU Besar Fakultas Ekonomi dan Bisnis Universitas Airlangga (Unair) Rahma Gafmi mengingatkan bahwa pelunasan utang Bantuan Likuiditas Bank Indonesia (BLBI) oleh pemerintah kepada Bank Indonesia (BI) ... GURU Besar Fakultas Ekonomi dan Bisnis Universitas Airlangga (Unair) Rahma Gafmi mengingatkan bahwa pelunasan utang Bantuan Likuiditas Bank Indonesia (BLBI) oleh pemerintah kepada Bank Indonesia (BI) ...

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Cerita Pengurus HIMAHI UNEJ Asah Kepemimpinan dan Manajemen Keuangan
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News Feed Sep 22, 2026

Cerita Pengurus HIMAHI UNEJ Asah Kepemimpinan dan Manajemen Keuangan Cerita Pengurus HIMAHI UNEJ Asah Kepemimpinan dan Manajemen Keuangan

Keterlibatan aktif dalam organisasi kemahasiswaan menjadi sarana krusial untuk mengasah soft skill, kemampuan berkomunikasi, serta kepemimpinan (leadership). Kendati demikian, tantangan berupa pembagi ... Keterlibatan aktif dalam organisasi kemahasiswaan menjadi sarana krusial untuk mengasah soft skill, kemampuan berkomunikasi, serta kepemimpinan (leadership). Kendati demikian, tantangan berupa pembagi ...

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Bayar Kewajiban ke Bank Indonesia Bukan Berarti BLBI Selesai, Guru Besar Unair Buka Suara
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News Feed Sep 21, 2026

Bayar Kewajiban ke Bank Indonesia Bukan Berarti BLBI Selesai, Guru Besar Unair Buka Suara Bayar Kewajiban ke Bank Indonesia Bukan Berarti BLBI Selesai, Guru Besar Unair Buka Suara

Guru Besar Universitas Airlangga Rahma Gafmi menuturkan, penyelesaian kewajiban masa lalu tetap berpijak pada transparansi. Guru Besar Universitas Airlangga Rahma Gafmi menuturkan, penyelesaian kewajiban masa lalu tetap berpijak pada transparansi.

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Programs & Seminars

Optimum Margin for PLN to Implement Energy Transition Based on RUPTL in Order to Maintain Financial Sustainability
PROGRAM

Optimum Margin for PLN to Implement Energy Transition Based on RUPTL in Order to Maintain Financial Sustainability Optimum Margin for PLN to Implement Energy Transition Based on RUPTL in Order to Maintain Financial Sustainability

The implementation of Indonesia's Electricity Supply Business Plan (RUPTL) 2025–2034 demands substantial investment to expand infrastructure and accelerate the national energy transition, while PT PLN (Persero) must simultaneously maintain affordable tariffs, financial covenant compliance, and long-term financing capacity under a cost-plus revenue model with an existing Public Service Obligation (PSO) margin of approximately 7%. This creates a strategic financing challenge, as the current margin... The implementation of Indonesia's Electricity Supply Business Plan (RUPTL) 2025–2034 demands substantial investment to expand infrastructure and accelerate the national energy transition, while PT PLN (Persero) must simultaneously maintain affordable tariffs, financial covenant compliance, and long-term financing capacity under a cost-plus revenue model with an existing Public Service Obligation (PSO) margin of approximately 7%. This creates a strategic financing challenge, as the current margin...

Pengembangan Aplikasi Pencatat Keuangan Pribadi Berbasis Android Analisis Usability dan Kinerja
PROGRAM

Pengembangan Aplikasi Pencatat Keuangan Pribadi Berbasis Android Analisis Usability dan Kinerja Pengembangan Aplikasi Pencatat Keuangan Pribadi Berbasis Android Analisis Usability dan Kinerja

The rapid development of information technology has provided convenience in various activities, including personal financial management through Android-based devices. However, some students are still not accustomed to recording their income and expenses regularly, making it difficult for them to monitor their financial condition. This study aims to develop an Android-based personal finance recording application that can assist users in managing initial balances, recording income and expense tran... The rapid development of information technology has provided convenience in various activities, including personal financial management through Android-based devices. However, some students are still not accustomed to recording their income and expenses regularly, making it difficult for them to monitor their financial condition. This study aims to develop an Android-based personal finance recording application that can assist users in managing initial balances, recording income and expense tran...

Islamic banks as nazhir: governance and business model foundations for sustainable cash waqf management
PROGRAM

Islamic banks as nazhir: governance and business model foundations for sustainable cash waqf management Islamic banks as nazhir: governance and business model foundations for sustainable cash waqf management

Purpose This study aims to examine the business model, legal and regulation, risk management and supervision for Islamic banks to act as nazhir within the contemporary Islamic social finance ecosystem to come up with a proposal for a bank-based waqf business model. The business model proposal is supported by appropriate regulatory, governance and operational frameworks that can be applied at the international level. Design/methodology/approach This study adopts a qualitative research design base... Purpose This study aims to examine the business model, legal and regulation, risk management and supervision for Islamic banks to act as nazhir within the contemporary Islamic social finance ecosystem to come up with a proposal for a bank-based waqf business model. The business model proposal is supported by appropriate regulatory, governance and operational frameworks that can be applied at the international level. Design/methodology/approach This study adopts a qualitative research design base...

How E-Service Quality, E-Trust, and E-CRM Drive Loyalty: The Mediating Role of Customer Satisfaction
PROGRAM

How E-Service Quality, E-Trust, and E-CRM Drive Loyalty: The Mediating Role of Customer Satisfaction How E-Service Quality, E-Trust, and E-CRM Drive Loyalty: The Mediating Role of Customer Satisfaction

Background: The growing prominence of branchless digital banking in Indonesia has intensified competition to retain users, making the drivers of e-customer loyalty a strategic concern for providers such as blu by BCA Digital. Objective: This study examines how e-service quality, e-trust, and e-customer relationship management (e-CRM) influence e-customer loyalty, and tests whether e-customer satisfaction mediates these relationships among Generation Z users of blu by BCA Digital. Methods: A quan... Background: The growing prominence of branchless digital banking in Indonesia has intensified competition to retain users, making the drivers of e-customer loyalty a strategic concern for providers such as blu by BCA Digital. Objective: This study examines how e-service quality, e-trust, and e-customer relationship management (e-CRM) influence e-customer loyalty, and tests whether e-customer satisfaction mediates these relationships among Generation Z users of blu by BCA Digital. Methods: A quan...

Redesigning boat owner-crew labor relations in Kupang fisheries: a systems and behavioral analysis
PROGRAM

Redesigning boat owner-crew labor relations in Kupang fisheries: a systems and behavioral analysis Redesigning boat owner-crew labor relations in Kupang fisheries: a systems and behavioral analysis

Informal patron-client arrangements in capture fisheries can combine vessel finance, employment, social assistance, and market control, creating both protection and dependency. This study examined how boat owner-crew labor relations are reproduced and how a feasible transformation could be designed at Tenau Coastal Fishing Port and Oeba Fish Landing Base, Kupang City, Indonesia. A qualitative case study with descriptive economic support used observations, in-depth interviews, structured question... Informal patron-client arrangements in capture fisheries can combine vessel finance, employment, social assistance, and market control, creating both protection and dependency. This study examined how boat owner-crew labor relations are reproduced and how a feasible transformation could be designed at Tenau Coastal Fishing Port and Oeba Fish Landing Base, Kupang City, Indonesia. A qualitative case study with descriptive economic support used observations, in-depth interviews, structured question...

ANALISIS FAKTOR MEDIS, NON-MEDIS, DAN SISTEM PELAYANAN TERHADAP KEJADIAN SEKSIO SESARIA
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ANALISIS FAKTOR MEDIS, NON-MEDIS, DAN SISTEM PELAYANAN TERHADAP KEJADIAN SEKSIO SESARIA ANALISIS FAKTOR MEDIS, NON-MEDIS, DAN SISTEM PELAYANAN TERHADAP KEJADIAN SEKSIO SESARIA

Abstract The high proportion of cesarean sections in Bali, particularly in private hospitals, needs to be understood through the interplay of obstetric conditions, maternal characteristics, and healthcare delivery processes. This study analyzed the relationship between medical, non-medical, and healthcare service factors and the occurrence of cesarean section, while also mapping delivery patterns based on the Robson classification at Private Hospital X Bali. A quantitative study with a cross-sec... Abstract The high proportion of cesarean sections in Bali, particularly in private hospitals, needs to be understood through the interplay of obstetric conditions, maternal characteristics, and healthcare delivery processes. This study analyzed the relationship between medical, non-medical, and healthcare service factors and the occurrence of cesarean section, while also mapping delivery patterns based on the Robson classification at Private Hospital X Bali. A quantitative study with a cross-sec...

Determinants of financial inclusion in Indonesia: an empirical evidence from global findex data
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Determinants of financial inclusion in Indonesia: an empirical evidence from global findex data Determinants of financial inclusion in Indonesia: an empirical evidence from global findex data

Financial inclusion is an important component of broad-based financial participation, yet access remains uneven across socioeconomic and demographic groups in Indonesia. This study examines the factors associated with financial inclusion and its barriers using the 2021 Global Findex dataset covering 1,062 respondents across socio-economic and demographic groups. Binary logistic regression is employed to estimate the probability of account ownership, saving, and borrowing in formal and informal i... Financial inclusion is an important component of broad-based financial participation, yet access remains uneven across socioeconomic and demographic groups in Indonesia. This study examines the factors associated with financial inclusion and its barriers using the 2021 Global Findex dataset covering 1,062 respondents across socio-economic and demographic groups. Binary logistic regression is employed to estimate the probability of account ownership, saving, and borrowing in formal and informal i...

Developing a Toll Master Developer Model for Financially Sustainable Assigned Toll Roads: Integrating Value Capture and Corridor Development in Indonesia
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Developing a Toll Master Developer Model for Financially Sustainable Assigned Toll Roads: Integrating Value Capture and Corridor Development in Indonesia Developing a Toll Master Developer Model for Financially Sustainable Assigned Toll Roads: Integrating Value Capture and Corridor Development in Indonesia

Background Assigned toll-road projects in Indonesia face persistent financial sustainability challenges due to declining fiscal capacity, dependence on government support, limited monetization of land-value uplift, and fragmented corridor governance. Existing toll-road business models remain highly dependent on tariff revenue and insufficiently integrate corridor-based value creation mechanisms. Methods This study developed the Toll Master Developer (TMD) concept using a sequential mixed-method ... Background Assigned toll-road projects in Indonesia face persistent financial sustainability challenges due to declining fiscal capacity, dependence on government support, limited monetization of land-value uplift, and fragmented corridor governance. Existing toll-road business models remain highly dependent on tariff revenue and insufficiently integrate corridor-based value creation mechanisms. Methods This study developed the Toll Master Developer (TMD) concept using a sequential mixed-method ...

Zakat-Waqf Integration Model for Social Protection: Normative Policy Analysis of Islamic Philanthropy in Indonesia
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Zakat-Waqf Integration Model for Social Protection: Normative Policy Analysis of Islamic Philanthropy in Indonesia Zakat-Waqf Integration Model for Social Protection: Normative Policy Analysis of Islamic Philanthropy in Indonesia

Indonesia faces significant challenges in providing sustainable and inclusive social protection instruments. According to Statistics Indonesia, 9.03% of the population remains below the poverty line, while economic inequality is reflected in a Gini ratio of 0.379. At the same time, the potential of Islamic philanthropy has not been optimally utilized due to institutional and structural limitations. Indonesia’s zakat potential is estimated at IDR 327 trillion annually, yet only around IDR 31.7 tr... Indonesia faces significant challenges in providing sustainable and inclusive social protection instruments. According to Statistics Indonesia, 9.03% of the population remains below the poverty line, while economic inequality is reflected in a Gini ratio of 0.379. At the same time, the potential of Islamic philanthropy has not been optimally utilized due to institutional and structural limitations. Indonesia’s zakat potential is estimated at IDR 327 trillion annually, yet only around IDR 31.7 tr...

Systematic Literature Review on European Zakat Studies
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Systematic Literature Review on European Zakat Studies Systematic Literature Review on European Zakat Studies

This study systematically reviews the literature on zakat in Europe to examine the development, practices, regulatory frameworks, institutional arrangements, and socioeconomic contributions of zakat across European contexts. Using a systematic literature review (SLR) approach guided by the Preferred Reporting Items for Systematic Reviews and Meta-Analyses (PRISMA) framework, the study identified, screened, and analyzed relevant publications indexed in the Scopus database. The review initially re... This study systematically reviews the literature on zakat in Europe to examine the development, practices, regulatory frameworks, institutional arrangements, and socioeconomic contributions of zakat across European contexts. Using a systematic literature review (SLR) approach guided by the Preferred Reporting Items for Systematic Reviews and Meta-Analyses (PRISMA) framework, the study identified, screened, and analyzed relevant publications indexed in the Scopus database. The review initially re...

The Influence Quality of Service, Trust, And Perceived Ease of Use on User Satisfaction of Mobile Banking in State-Owned Banks in Bekasi
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The Influence Quality of Service, Trust, And Perceived Ease of Use on User Satisfaction of Mobile Banking in State-Owned Banks in Bekasi The Influence Quality of Service, Trust, And Perceived Ease of Use on User Satisfaction of Mobile Banking in State-Owned Banks in Bekasi

Banking services in the form of mobile banking feature various transaction options that are increasingly utilized by the public to support the flexibility of financial activities without location and time constraints. This study aimed to analyze the partial and simultaneous effects of quality of service, trust, and perceived ease of use on user satisfaction of mobile banking in state-owned banks (BRI, Bank Mandiri, and BNI) in Bekasi. Primary data collection was conducted by distributing questio... Banking services in the form of mobile banking feature various transaction options that are increasingly utilized by the public to support the flexibility of financial activities without location and time constraints. This study aimed to analyze the partial and simultaneous effects of quality of service, trust, and perceived ease of use on user satisfaction of mobile banking in state-owned banks (BRI, Bank Mandiri, and BNI) in Bekasi. Primary data collection was conducted by distributing questio...

Kualitas Penganggaran dan Kompetensi SDM Keuangan dalam Mendukung Kinerja Keuangan Sekolah
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Kualitas Penganggaran dan Kompetensi SDM Keuangan dalam Mendukung Kinerja Keuangan Sekolah Kualitas Penganggaran dan Kompetensi SDM Keuangan dalam Mendukung Kinerja Keuangan Sekolah

This study aims to describe and analyze the roles of budgeting quality and the competence of financial personnel in supporting school financial performance. In practice, financial management in educational institutions frequently faces issues regarding budget efficiency and the limited capabilities of financial staff, most of whom lack an educational background in accounting or finance. This research employs a qualitative approach using a case study or phenomenological design across schools of v... This study aims to describe and analyze the roles of budgeting quality and the competence of financial personnel in supporting school financial performance. In practice, financial management in educational institutions frequently faces issues regarding budget efficiency and the limited capabilities of financial staff, most of whom lack an educational background in accounting or finance. This research employs a qualitative approach using a case study or phenomenological design across schools of v...

Gender Diversity and Audit Committee in Driving Islamic Bank Performance: The Moderating Role of Capital Structure in Southeast Asia
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Gender Diversity and Audit Committee in Driving Islamic Bank Performance: The Moderating Role of Capital Structure in Southeast Asia Gender Diversity and Audit Committee in Driving Islamic Bank Performance: The Moderating Role of Capital Structure in Southeast Asia

This study examines the effects of gender diversity and audit committees on financial performance, with capital structure as a moderating variable, in Islamic banking in Southeast Asia for the period 2020–2024. The study uses panel data and Moderated Regression Analysis (MRA), with 155 firm-year observations. The results show that gender diversity has no effect on financial performance. The audit committee has a significant positive effect on financial performance. Capital structure does not mod... This study examines the effects of gender diversity and audit committees on financial performance, with capital structure as a moderating variable, in Islamic banking in Southeast Asia for the period 2020–2024. The study uses panel data and Moderated Regression Analysis (MRA), with 155 firm-year observations. The results show that gender diversity has no effect on financial performance. The audit committee has a significant positive effect on financial performance. Capital structure does not mod...

PERAN MODERASI PROFITABILITAS: INTELLECTUAL CAPITAL, GROWTH OPPORTUNITY, TERHADAP NILAI PERUSAHAAN SEKTOR PERBANKAN
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PERAN MODERASI PROFITABILITAS: INTELLECTUAL CAPITAL, GROWTH OPPORTUNITY, TERHADAP NILAI PERUSAHAAN SEKTOR PERBANKAN PERAN MODERASI PROFITABILITAS: INTELLECTUAL CAPITAL, GROWTH OPPORTUNITY, TERHADAP NILAI PERUSAHAAN SEKTOR PERBANKAN

In the Indonesian capital market, banking sector stocks remain the most attractive instruments for investors, despite the 2022–2024 period showing a negative trend in market capitalization and declining fluctuations in firm value. This study aims to analyze the effects of intellectual capital and growth opportunity on the firm value of banking companies listed on the Indonesia Stock Exchange (IDX) during the 2022–2024 period, with profitability as a moderating variable. Using a purposive samplin... In the Indonesian capital market, banking sector stocks remain the most attractive instruments for investors, despite the 2022–2024 period showing a negative trend in market capitalization and declining fluctuations in firm value. This study aims to analyze the effects of intellectual capital and growth opportunity on the firm value of banking companies listed on the Indonesia Stock Exchange (IDX) during the 2022–2024 period, with profitability as a moderating variable. Using a purposive samplin...

Analisis Determinan Kualitas Layanan Super APP Byond terhadap Kepuasan Nasabah pada Bank Syariah Indonesia KCP Kuala Tungkal
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Analisis Determinan Kualitas Layanan Super APP Byond terhadap Kepuasan Nasabah pada Bank Syariah Indonesia KCP Kuala Tungkal Analisis Determinan Kualitas Layanan Super APP Byond terhadap Kepuasan Nasabah pada Bank Syariah Indonesia KCP Kuala Tungkal

Transformasi layanan perbankan digital mendorong bank syariah untuk mengembangkan platform digital yang terintegrasi, efisien, aman, dan memberikan kemudahan bagi nasabah. Bank Syariah Indonesia (BSI) menghadirkan Super App BYOND sebagai platform perbankan digital yang mengintegrasikan layanan keuangan, sosial, dan spiritual. Penelitian ini bertujuan untuk menganalisis determinan kualitas layanan Super App BYOND serta pengaruhnya terhadap kepuasan nasabah pada BSI KCP Kuala Tungkal. Penelitian i... Transformasi layanan perbankan digital mendorong bank syariah untuk mengembangkan platform digital yang terintegrasi, efisien, aman, dan memberikan kemudahan bagi nasabah. Bank Syariah Indonesia (BSI) menghadirkan Super App BYOND sebagai platform perbankan digital yang mengintegrasikan layanan keuangan, sosial, dan spiritual. Penelitian ini bertujuan untuk menganalisis determinan kualitas layanan Super App BYOND serta pengaruhnya terhadap kepuasan nasabah pada BSI KCP Kuala Tungkal. Penelitian i...

Beyond Administrative Compliance: Evaluating General Allocation Fund Policy Implementation in Boven Digoel, Indonesia
PROGRAM

Beyond Administrative Compliance: Evaluating General Allocation Fund Policy Implementation in Boven Digoel, Indonesia Beyond Administrative Compliance: Evaluating General Allocation Fund Policy Implementation in Boven Digoel, Indonesia

Fiscal decentralization through the General Allocation Fund (DAU) is an important instrument for reducing the fiscal capacity gap between regions and supporting the provision of public services. However, administrative compliance in managing fiscal transfers does not necessarily result in adequate financing and equitable distribution of benefits, particularly in remote areas with high service costs. This study aims to evaluate the management of the DAU in Boven Digoel Regency and explain the fac... Fiscal decentralization through the General Allocation Fund (DAU) is an important instrument for reducing the fiscal capacity gap between regions and supporting the provision of public services. However, administrative compliance in managing fiscal transfers does not necessarily result in adequate financing and equitable distribution of benefits, particularly in remote areas with high service costs. This study aims to evaluate the management of the DAU in Boven Digoel Regency and explain the fac...

Gender Diversity and Audit Committee in Driving Islamic Bank Performance: The Moderating Role of Capital Structure in Southeast Asia
PROGRAM

Gender Diversity and Audit Committee in Driving Islamic Bank Performance: The Moderating Role of Capital Structure in Southeast Asia Gender Diversity and Audit Committee in Driving Islamic Bank Performance: The Moderating Role of Capital Structure in Southeast Asia

This study examines the effects of gender diversity and audit committees on financial performance, with capital structure as a moderating variable, in Islamic banking in Southeast Asia for the period 2020–2024. The study uses panel data and Moderated Regression Analysis (MRA), with 155 firm-year observations. The results show that gender diversity has no effect on financial performance. The audit committee has a significant positive effect on financial performance. Capital structure does not mod... This study examines the effects of gender diversity and audit committees on financial performance, with capital structure as a moderating variable, in Islamic banking in Southeast Asia for the period 2020–2024. The study uses panel data and Moderated Regression Analysis (MRA), with 155 firm-year observations. The results show that gender diversity has no effect on financial performance. The audit committee has a significant positive effect on financial performance. Capital structure does not mod...

A Decision Support Model for Optimizing Capital Structure in the Jayapura–Wamena Trans-Papua Road Public–Private Partnership (PPP) Project: The Mamberamo–Elelim Segmen
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A Decision Support Model for Optimizing Capital Structure in the Jayapura–Wamena Trans-Papua Road Public–Private Partnership (PPP) Project: The Mamberamo–Elelim Segmen A Decision Support Model for Optimizing Capital Structure in the Jayapura–Wamena Trans-Papua Road Public–Private Partnership (PPP) Project: The Mamberamo–Elelim Segmen

Infrastructure development through Public–Private Partnerships (PPP) has become a key strategy for addressing infrastructure financing constraints. Successful PPP implementation depends not only on selecting an appropriate partnership scheme but also on designing an optimal capital structure that ensures financial feasibility and resilience. This study develops a Decision Support Model (DSM) that integrates PPP scheme evaluation, capital structure formulation, financial performance assessment, a... Infrastructure development through Public–Private Partnerships (PPP) has become a key strategy for addressing infrastructure financing constraints. Successful PPP implementation depends not only on selecting an appropriate partnership scheme but also on designing an optimal capital structure that ensures financial feasibility and resilience. This study develops a Decision Support Model (DSM) that integrates PPP scheme evaluation, capital structure formulation, financial performance assessment, a...

Collaborative Digital Platform Architecture to Enhance Cross-Selling in the Automotive Ecosystem
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Collaborative Digital Platform Architecture to Enhance Cross-Selling in the Automotive Ecosystem Collaborative Digital Platform Architecture to Enhance Cross-Selling in the Automotive Ecosystem

Fragmented applications, point-to-point integration, and isolated customer data restrict cross-selling among dealer, financing, and insurance entities in an automotive group. This study designs and evaluates a collaborative digital platform through one integrated enterprise architecture cycle comprising Business, Data, Application, and Infrastructure Architecture using design science, TOGAF, DAMA-DMBOK, and digital-platform ecosystem concepts. Evidence was obtained from focus group discussions w... Fragmented applications, point-to-point integration, and isolated customer data restrict cross-selling among dealer, financing, and insurance entities in an automotive group. This study designs and evaluates a collaborative digital platform through one integrated enterprise architecture cycle comprising Business, Data, Application, and Infrastructure Architecture using design science, TOGAF, DAMA-DMBOK, and digital-platform ecosystem concepts. Evidence was obtained from focus group discussions w...

Beyond Generational Segmentation: Uncovering Latent Loyalty Regimes in Digital Banking
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Beyond Generational Segmentation: Uncovering Latent Loyalty Regimes in Digital Banking Beyond Generational Segmentation: Uncovering Latent Loyalty Regimes in Digital Banking

This is PLS SEM Dataset and Output for Article with title Beyond Generational Segmentation: Uncovering Latent Loyalty Regimes in Digital Banking... This is PLS SEM Dataset and Output for Article with title Beyond Generational Segmentation: Uncovering Latent Loyalty Regimes in Digital Banking...

Gender Diversity and Audit Committee in Driving Islamic Bank Performance: The Moderating Role of Capital Structure in Southeast Asia
PROGRAM

Gender Diversity and Audit Committee in Driving Islamic Bank Performance: The Moderating Role of Capital Structure in Southeast Asia Gender Diversity and Audit Committee in Driving Islamic Bank Performance: The Moderating Role of Capital Structure in Southeast Asia

This study examines the effects of gender diversity and audit committees on financial performance, with capital structure as a moderating variable, in Islamic banking in Southeast Asia for the period 2020–2024. The study uses panel data and Moderated Regression Analysis (MRA), with 155 firm-year observations. The results show that gender diversity has no effect on financial performance. The audit committee has a significant positive effect on financial performance. Capital structure does not mod... This study examines the effects of gender diversity and audit committees on financial performance, with capital structure as a moderating variable, in Islamic banking in Southeast Asia for the period 2020–2024. The study uses panel data and Moderated Regression Analysis (MRA), with 155 firm-year observations. The results show that gender diversity has no effect on financial performance. The audit committee has a significant positive effect on financial performance. Capital structure does not mod...

THE MODERATING ROLE OF ACCESS TO FINANCE IN ENHANCING THE IMPACT OF ENTREPRENEURIAL AND MARKET ORIENTATION ON SME PERFORMANCE IN INDONESIA
PROGRAM

THE MODERATING ROLE OF ACCESS TO FINANCE IN ENHANCING THE IMPACT OF ENTREPRENEURIAL AND MARKET ORIENTATION ON SME PERFORMANCE IN INDONESIA THE MODERATING ROLE OF ACCESS TO FINANCE IN ENHANCING THE IMPACT OF ENTREPRENEURIAL AND MARKET ORIENTATION ON SME PERFORMANCE IN INDONESIA

Micro, Small, and Medium Enterprises (MSMEs) play an important role in economic growth and employment generation; however, limited access to finance and market competitiveness remain major challenges affecting business performance. This study analyzes the effects of entrepreneurial orientation and market orientation on MSMEs’ financial and non-financial performance, as well as the moderating role of access to finance. This research employed a quantitative approach using survey data collected fro... Micro, Small, and Medium Enterprises (MSMEs) play an important role in economic growth and employment generation; however, limited access to finance and market competitiveness remain major challenges affecting business performance. This study analyzes the effects of entrepreneurial orientation and market orientation on MSMEs’ financial and non-financial performance, as well as the moderating role of access to finance. This research employed a quantitative approach using survey data collected fro...

QRIS Continuance Intention among MSME Customers in Malang for Research
PROGRAM

QRIS Continuance Intention among MSME Customers in Malang for Research QRIS Continuance Intention among MSME Customers in Malang for Research

QRIS Continuance Intention among MSME Customers in Malang What this deposit contains Respondent-level survey data from 104 customers who pay with the Quick Response Code Indonesian Standard (QRIS) at micro, small and medium enterprises (MSMEs) in Malang, East Java, Indonesia, together with the full set of estimation results reported in the paper. The deposit is designed so that every numerical claim in the paper can be located in a machine-readable file, and so that the raw responses can be re-a... QRIS Continuance Intention among MSME Customers in Malang What this deposit contains Respondent-level survey data from 104 customers who pay with the Quick Response Code Indonesian Standard (QRIS) at micro, small and medium enterprises (MSMEs) in Malang, East Java, Indonesia, together with the full set of estimation results reported in the paper. The deposit is designed so that every numerical claim in the paper can be located in a machine-readable file, and so that the raw responses can be re-a...

Beyond Administrative Compliance: Evaluating General Allocation Fund Policy Implementation in Boven Digoel, Indonesia
PROGRAM

Beyond Administrative Compliance: Evaluating General Allocation Fund Policy Implementation in Boven Digoel, Indonesia Beyond Administrative Compliance: Evaluating General Allocation Fund Policy Implementation in Boven Digoel, Indonesia

Fiscal decentralization through the General Allocation Fund (DAU) is an important instrument for reducing the fiscal capacity gap between regions and supporting the provision of public services. However, administrative compliance in managing fiscal transfers does not necessarily result in adequate financing and equitable distribution of benefits, particularly in remote areas with high service costs. This study aims to evaluate the management of the DAU in Boven Digoel Regency and explain the fac... Fiscal decentralization through the General Allocation Fund (DAU) is an important instrument for reducing the fiscal capacity gap between regions and supporting the provision of public services. However, administrative compliance in managing fiscal transfers does not necessarily result in adequate financing and equitable distribution of benefits, particularly in remote areas with high service costs. This study aims to evaluate the management of the DAU in Boven Digoel Regency and explain the fac...

Fintech, Digital Banking, and Profitability Under Macroeconomic Pressure: Evaluating Regulatory and Institutional Implications for Indonesia’s Banking System
PROGRAM

Fintech, Digital Banking, and Profitability Under Macroeconomic Pressure: Evaluating Regulatory and Institutional Implications for Indonesia’s Banking System Fintech, Digital Banking, and Profitability Under Macroeconomic Pressure: Evaluating Regulatory and Institutional Implications for Indonesia’s Banking System

The digital banking era has introduced risks and opportunities that significantly affect bank profitability. This study examines 28 banks listed on the Indonesia Stock Exchange (IDX) between 2020 and 2022, focusing on the influence of credit risk, digital banking, and fintech on profitability, measured in this study by Return on Assets (ROA). Employing panel data analysis through EViews 12, two regression models were tested, one excluding and one including GDP as a control variable. Comparative ... The digital banking era has introduced risks and opportunities that significantly affect bank profitability. This study examines 28 banks listed on the Indonesia Stock Exchange (IDX) between 2020 and 2022, focusing on the influence of credit risk, digital banking, and fintech on profitability, measured in this study by Return on Assets (ROA). Employing panel data analysis through EViews 12, two regression models were tested, one excluding and one including GDP as a control variable. Comparative ...

High-performance work systems and organizational performance: the mediating mechanisms of organizational culture and workforce agility in state-owned bank branches
PROGRAM

High-performance work systems and organizational performance: the mediating mechanisms of organizational culture and workforce agility in state-owned bank branches High-performance work systems and organizational performance: the mediating mechanisms of organizational culture and workforce agility in state-owned bank branches

Purpose This study aims to investigate the effect of high-performance work systems (HPWS) on organizational performance (OP) through organizational culture (OC) and workforce agility (WA) as mediating factors. Design/methodology/approach Data were collected from 170 Indonesian state-owned bank branch offices. The model test analysis was carried out with partial least squares (PLS) through a two-stage disjoint approach using SmartPLS 4. Findings Results indicated that OC and WA play a fully media... Purpose This study aims to investigate the effect of high-performance work systems (HPWS) on organizational performance (OP) through organizational culture (OC) and workforce agility (WA) as mediating factors. Design/methodology/approach Data were collected from 170 Indonesian state-owned bank branch offices. The model test analysis was carried out with partial least squares (PLS) through a two-stage disjoint approach using SmartPLS 4. Findings Results indicated that OC and WA play a fully media...

The Sharia Paradox: Formal Islamic Banking, Financial Exclusion, and the Rise of Digital Usury in Post-Qanun Aceh
PROGRAM

The Sharia Paradox: Formal Islamic Banking, Financial Exclusion, and the Rise of Digital Usury in Post-Qanun Aceh The Sharia Paradox: Formal Islamic Banking, Financial Exclusion, and the Rise of Digital Usury in Post-Qanun Aceh

The formalization of Islamic finance in Aceh under Qanun No. 11 of 2018 transformed the province’s formal financial system and strengthened the institutionalization of Sharia-compliant financial practices. Yet the extent to which this formalization provides practical financial inclusion for vulnerable groups remains insufficiently understood. This study examines how grassroots communities and micro-enterprises experience access to formal Islamic financing and how these experiences relate to ille... The formalization of Islamic finance in Aceh under Qanun No. 11 of 2018 transformed the province’s formal financial system and strengthened the institutionalization of Sharia-compliant financial practices. Yet the extent to which this formalization provides practical financial inclusion for vulnerable groups remains insufficiently understood. This study examines how grassroots communities and micro-enterprises experience access to formal Islamic financing and how these experiences relate to ille...