The Impact of Interest Rate Differentials, Digital Transformation, BOPO, and Promotional Funds on Third-Party Funds The Impact of Interest Rate Differentials, Digital Transformation, BOPO, and Promotional Funds on Third-Party Funds

The banking sector functions to mobilize and channel public funds, thereby maintaining national economic stability. In the post-COVID-19 era, the sector has faced intense competition in gathering public funds, also known as third-party funds. Despite this fierce competition, banks have actually experienced a significant increase in third-party funds, driven largely by the rapid growth of new digital banks. This surge in digital bank deposits suggests a migration of funds from conventional banks ...

The banking sector functions to mobilize and channel public funds, thereby maintaining national economic stability. In the post-COVID-19 era, the sector has faced intense competition in gathering public funds, also known as third-party funds. Despite this fierce competition, banks have actually experienced a significant increase in third-party funds, driven largely by the rapid growth of new digital banks. This surge in digital bank deposits suggests a migration of funds from conventional banks ...