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Mahasiswa Rantau Terbantu Kehadiran Agen BRILink
Agen BRILink di sebuah toko kecil di Jl Poros Malino, Kabupaten Gowa, menjadi salah satu andalan transaksi keuangan sehari-hari.
READ THE STORYKelas Tirto di UNNES Bekali Literasi Finansial untuk Mahasiswa
Kolaborasi Tirto.id dan Bank Jago melalui Kelas Tirto 2026 membekali mahasiswa dengan literasi keuangan, pengembangan diri, dan kemampuan membaca data.
READ THE STORYEkonomi Tumbuh, Kesejahteraan Stagnan, Indonesia Dinilai Belum Keluar dari Ancaman MIT
Akademisi menyoroti ancaman serius jebakan negara berpendapatan menengah atau middle-income trap (MIT) yang dinilai masih membayangi Indonesia.
READ THE STORYMahasiswa Rantau Terbantu Kehadiran Agen BRILink
Agen BRILink di sebuah toko kecil di Jl Poros Malino, Kabupaten Gowa, menjadi salah satu andalan transaksi keuangan sehari-hari.
READ STORYKelas Tirto di UNNES Bekali Literasi Finansial untuk Mahasiswa
Kolaborasi Tirto.id dan Bank Jago melalui Kelas Tirto 2026 membekali mahasiswa dengan literasi keuangan, pengembangan diri, dan kemampuan membaca data.
READ STORYEkonomi Tumbuh, Kesejahteraan Stagnan, Indonesia Dinilai Belum Keluar dari Ancaman MIT
Akademisi menyoroti ancaman serius jebakan negara berpendapatan menengah atau middle-income trap (MIT) yang dinilai masih membayangi Indonesia.
READ STORY5 Jalur Mandiri UB 2026 Masih Buka, Cek Biaya IPI Semua Jurusan S1
Selagi masa pendaftaran jalur mandiri UB 2026 masih ada yang buka, kamu bisa mencermati biaya kuliah yang dibutuhkan.
READ STORYKemenko PM dan UI Perkuat Sinergi Riset Hadapi Tantangan Middle Income Trap
Kementerian Koordinator Bidang Pemberdayaan Masyarakat (Kemenko PM) dan Universitas Indonesia (UI) menunjukkan wujud nyata sinergi antara pengambil kebijakan ...
READ STORYCIMB Niaga dorong literasi keuangan lewat laboratorium perbankan modern
Fasilitas Mini Banking Simulator ini merupakan pengembangan dari Laboratorium Mini Banking CIMB Niaga yang pertama kali dihadirkan pada 2017 ...
READ STORYDari Literasi Finansial hingga Karier, IMA Job Fair 2026 Jadi Inspirasi Anak Muda
IMA Job Fair & Campus Expo 2026 berlangsung di Gedung Student Center FEB Universitas Lampung, Rabu (20/5/2026).
READ STORYUATAS, PinjamDuit dan BantuSaku Dorong Mahasiswa Melek Finansial Lewat Talkshow Literasi Keuangan
TALKSHOW KEUANGAN - UATAS, PinjamDuit dan BantuSaku akan menggelar talkshow "Money Moves : Cara Cerdas Kelola Keuangan di Era Digital" di Fakultas Ekonomi dan Bisnis Universitas Hasanuddin (Unhas), Ka ...
READ STORYMarkus Mekeng: UU Obligasi Daerah Solusi Pemda 'Kering' Akibat Efisiensi
Fraksi Partai Golkar percepat penyusunan naskah akademis RUU Obligasi Daerah untuk atasi krisis keuangan Pemda. Sarasehan di Sumsel jadi langkah strategis.
READ STORYPemerintah Intervensi Pasar Obligasi, Begini Dampaknya Terhadap Fiskal
KONTAN.CO.ID - JAKARTA. Pemerintah mulai melakukan intervensi bertahap di pasar obligasi guna meredam tekanan terhadap rupiah dan menjaga stabilitas pasar keuangan domestik. Langkah tersebut ditempuh ...
READ STORYHadir di Unesa, Prof Yusril Ihza Bahas Masalah GIG Economy
SURABAYA | duta.co – Fakultas Hukum (FH) Universitas Negeri Surabaya (Unesa) menggelar seminar nasional bersama Menteri Koordinator Bidang Hukum, Hak Asasi Manusia, Imigrasi, dan Pemasyarakatan (Menko ...
READ STORYHukum Dituntut Bergerak Cepat Menjawab Disrupsi AI dan Gig Economy
Menko Kumham Imipas Yusril soroti perubahan sistem kerja, perlindungan data, dan tantangan hukum di era digital dalam seminar nasional di Unesa ...
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Refleksi Hari Buruh, Mahasiswa UNIMED Bahas Masa Depan Dunia Kerja
Dalam pemaparannya, Dr. Lukitaningsih menjelaskan tentang sejarah buruh perempuan pada masa kolonial yang menghadapi berbagai kerentanan.
READ STORYPurbaya: Pembelian SBN Dilakukan untuk Jaga Stabilitas dan Antisipasi Capital Outflow
Penyerapan SBN oleh pemerintah terealisasi sekitar Rp 600 miliar dari total dana yang disiapkan senilai Rp 2 triliun.
READ STORYKucurkan Rp 2 Triliun per Hari ke Pasar Obligasi, Ekonom Minta Strategi yang Jelas
Pemerintah siapkan Rp 2 triliun per hari untuk SBN, namun penyerapan baru Rp 600 miliar. Ini alasannya dan dampaknya pada stabilitas pasar ...
READ STORYProdi Manajemen FEB Universitas Jambi Gelar Seminar Nasional Manifest 2026
Program Studi (Prodi) Manajemen, Fakultas Ekonomi dan Bisnis (FEB) Universitas Jambi (UNJA) menggelar seminar nasional Manifest 2026 dengan tema ...
READ STORYMPR Gelar Sarasehan Nasional, Kupas Tantangan & Peluang Obligasi Daerah
Sarasehan Nasional tentang obligasi daerah digelar di Palembang, bahas peluang pembiayaan pembangunan dan investasi publik. Dihadiri pemangku kepentingan.
READ STORYMenteri Yusril Seminar di Unesa Surabaya: Soroti Regulasi Gig Economy dan AI
Yusril Ihza Mahendra di Unesa Surabaya menyoroti regulasi AI dan gig economy agar hak pekerja serta perlindungan data tetap terjaga.
READ STORYKejar Target UU Obligasi Daerah Tahun Ini, Markus: Solusi Pemda 'Kering' Akibat Efisiensi
Fraksi Partai Golkar MPR RI percepat penyusunan naskah akademis RUU Obligasi Daerah untuk dukung pembiayaan daerah. Sarasehan digelar di Palembang.
READ STORYLive Streaming Sarasehan Nasional Obligasi Daerah
Sarasehan Nasional tentang Obligasi Daerah dimulai di Palembang. Diskusikan peluang pembiayaan daerah dan investasi publik. Saksikan live di detik.com.
READ STORYKemenkes: Peringatan dini berbasis data cegah dampak polusi udara
Kementerian Kesehatan (Kemenkes) menyatakan sistem peringatan dini polusi udara berbasis data terpadu penting untuk dikuatkan guna melindungi masyarakat dari ...
READ STORYPolusi Udara, Wamenkes Dorong Sistem Peringatan Dini Berbasis Data
Klikwarta.com, Jakarta - Wakil Menteri Kesehatan RI Prof. Dante Saksono Harbuwono, menegaskan pentingnya penguatan sistem peringatan dini polusi udara berbasis data terpadu untuk melindungi masyarakat ...
READ STORYDPR Harus Segera Revisi UU Tipikor Guna Atur Kerugian Negara
DPR Harus Segera Revisi UU Tipikor Guna Atur Kerugian Negara - DPR Harus Segera Revisi UU Tipikor Guna Atur Kerugian Negara - Koran Jakarta ® ...
READ STORYPakar Hukum Romli Atmasasmita Kritisi APH Hitung Kerugian Negara
Romli menilai saat ini BPK malah kerap diabaikan dalam penghitungan keuangan negara, padahal secara konstitusional memiliki kewenangan.
READ STORYHadirkan Muhammad Furqan Alfaruqiy, USU dorong penguatan narasi besar Indonesia untuk siapkan SDM masa depan bangsa
Universitas Sumatera Utara (USU) menggelar Program Peningkatan Kapasitas Kepemimpinan (Leadership Seminar) bertajuk “Narasi Besar Indonesia: Peran Strategis USU dan Sumatera Utara untuk Masa Depan Ban ...
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RCCC UI serukan sinergi data guna perkuat sistem kendali polusi udara
Research Center for Climate Change Universitas Indonesia (RCCC UI) mendorong integrasi data kualitas udara dan kesehatan demi menciptakan kebijakan ...
READ STORYProf Romli Usul Revisi UU Tipikor, Ungkit Sidang Nadiem dan Tom Lembong
Guru Besar Hukum Pidana Internasional, Romli Atmasasmita, mendorong revisi UU Tipikor untuk mengatasi multitafsir kerugian negara dalam kasus korupsi.
READ STORYPrograms & Seminars
Zombie Banks, Competition, and the Deterioration of Credit Quality: Evidence from Rural Bank-Level NPL Dynamics in Indonesia
In recent years, the presence of zombie banks has become a significant concern in maintaining the stability of the banking system, particularly within the rural banking sector in Indonesia. This study examines how zombie banks affect credit quality and explores the role of market competition and regional economic growth in shaping this relationship. Using bank-level panel data and a fixed effects approach, this research analyzes the dynamics of non-performing loans (NPLs), both in terms of their...
Replication Data and Code — "Does Islamic Banking Legislation Expand SME Financing? Quasi-Experimental Evidence from 20 OIC Emerging Markets"
This dataset and replication code accompany the paper "Does Islamic Banking Legislation Expand SME Financing? Quasi-Experimental Evidence from 20 OIC Emerging Markets" submitted to the International Journal of Islamic and Middle Eastern Finance and Management (IMEFM), Emerald, SSCI Q2. Contains: balanced panel dataset (N = 500, 20 OIC countries × 2000–2024), Python replication scripts (pyfixest), codebook, and all output tables and figures....
Analysis of Bankruptcy Prediction Using the Modified Altman Z Score Method
This research aims to analyze the potential for bankruptcy at PT Bank Mega Tbk during the period 2019-2023 using the modified Altman Z-Score method. This method is one of the predictive models used to measure the financial health of a company, particularly in the non-manufacturing sector such as banking. In this study, the author uses annual financial statement data that includes financial ratios such as Working Capital to Total Assets, Retained Earnings to Total Assets, Earnings Before Interest...
ANALISIS SISTEM AKUTANSI PENGGAJIAN PADA UD. RAHMAT JAYA ABADI DI KEL. INDUHA, KEC. LATAMBAGA, KAB. KOLAKA
This study aims to (1) analyze the payroll system and procedures implemented at UD. Rahmat Jaya. The analysis process is carried out through the stages of reading, reviewing, and understanding the data by following the analysis model of Miles and Huberman (2010). The payroll accounting system at UD. Rahmat Jaya Abadi is structured based on monthly salary payments made every 31st. The procedure has five main pillars in the operation of this system, namely the personnel function and time recording...
Analisis Literatur Review Dampak Merger Terhadap Efisiensi dan Operasional di Industri Perbankan
Mergers and acquisitions (M&A) have become a primary strategy in the consolidation of the global banking industry, including in Indonesia, to enhance operational efficiency, economies of scale, and competitiveness. However, empirical studies have produced mixed findings. Some studies report reductions in operational costs following mergers, while others indicate that efficiency gains are often delayed or even unrealized due to integration complexities, particularly in information technology,...
THE ROLE OF ISLAMIC ENDOWMENTS (WAQF) IN MITIGATING ECONOMIC INEQUALITY: EVIDENCE FROM THE INDONESIAN CONTEXT
This study aims to analyze the potential of waqf as a strategic mechanism for addressing economic inequality in Indonesia through a Systematic Literature Review (SLR) approach. This study examines relevant academic literature and institutional reports from various sources, including BAZNAS, LAZIS, Bank Indonesia, OJK, and other related institutions, using a methodological approach based on PRISMA (Preferred Reporting Items for Systematic Reviews and Meta-Analyses). The literature selection proce...
ANALISIS KINERJA DENGAN METODE ECONOMIC VALUE ADDED (EVA ) DAN FINANCIAL DISTRESS SUATU STUDI PADA PT BANK UMUM SYARIAH
Bank Muamalat is the first Islamic bank in Indonesia. The government once planned its acquisition through Bank BTN, but the plan was canceled after due diligence results. Bank Syariah Indonesia (BSI) was formed from the merger of BRI Syariah, BNI Syariah, and Mandiri Syariah due to declining performance in some entities. Analysis shows that Bank Muamalat’s performance has weakened, with a capital structure dominated by debt. Its Debt-to-Equity Ratio indicates debt is ten times higher than equity...
Legal Certainty for AI-Related Crimes in Indonesia’s Banking Sector
As the integration of artificial intelligence (AI) into Indonesia’s rapidly evolving financial sector accelerates, the country faces critical challenges in ensuring legal certainty and protecting personal security. The rise of AI technologies in banking, fintech, and investment platforms introduces new complexities in regulatory oversight, particularly in preventing crimes such as fraud, money laundering, and cybersecurity breaches. This study examines legal certainty in the regulation of AI-rel...
PENGARUH GOOD CORPORATE GOVERNANCE, CORPORATE SOCIAL RESPONSIBILITY, DAN KINERJA KEUANGAN TERHADAP NILAI PERUSAHAAN
This study aims to examine the effect of Good Corporate Governance (GCG), Corporate Social Responsibility (CSR), and financial performance on firm value. Firm value is measured using Tobin's Q, while GCG, CSR, and financial performance are proxied by the Corporate Governance Perception Index, Global Reporting Initiative disclosure index, and Return on Assets, respectively. The population in this study comprises finance sector companies listed on the Indonesia Stock Exchange (IDX) during the 2021...
Alternative Financing, Digital Capabilities, and Risk Mitigation in the Internationalization of Indonesian Smes: An Integrative Conceptual Framework for Export Performance Improvement
The internationalization of micro, small, and medium enterprises (MSMEs) is a strategic agenda for strengthening Indonesia's competitiveness, yet MSMEs still contribute a relatively small share to national exports compared with their role in gross domestic product and employment. This article develops an integrative conceptual framework linking alternative finance, digital capability, institutional support, risk mitigation, and international performance among Indonesian MSMEs. The study applies ...
Who gets the credit? Digitizing psychometric and character-based credit scoring in fintech microlending
This study addresses a critical gap in inclusive finance by developing a framework for digitizing character-based credit assessment in Indonesia's fintech microlending ecosystem. Traditional credit scoring systems have systematically excluded individuals without formal credit histories, particularly in emerging markets where approximately 97.74 million Indonesians remain unbanked. While character-based assessments have proven effective in manual microlending contexts, transforming these qualitat...
Gold Trade-Based Money Laundering and Central Banking Governance in Indonesia: Implications for Reserve Integrity, Payment Systems, and Financial System Stability
Trade-based money laundering (TBML) has increasingly exploited commodities markets, including gold trading, to disguise illicit cross-border financial flows. In Indonesia, the growing integration of gold markets with the financial system has created vulnerabilities that threaten the financial system’s integrity, endangering its stability and effective central bank governance. This paper examines how TBML using gold affects key domains of central bank oversight in Indonesia, particularly reserve ...
Regulatory Sandbox as a Hybrid Legal Policy Instrument: Recalibrating Legal Certainty and Financial Sector Growth in Indonesia
The expansion of financial technology in Indonesia has required regulatory adaptation capable of reconciling innovation with legal certainty and prudential supervision. The regulatory sandbox introduced under OJK Regulation Number 3 of 2024 operates as a structured and time-bound experimentation mechanism embedded within statutory authority under Law Number 21 of 2011 and Law Number 4 of 2023. This article examined the sandbox as a hybrid legal policy instrument and evaluated its implications fo...
Examining Financial Governance Practices in Islamic Boarding Schools: Managing Education Funds in Palangka Raya
The management of educational funds in Islamic boarding schools (pesantren) faces increasing demands for transparency, accountability, and sustainability in educational operations. However, many pesantren still rely on informal financial management practices that limit effective governance. This study aims to examine the implementation of good financial governance principles in managing educational funds in Islamic boarding schools in Palangka Raya and to analyze their implications for education...
Faktor - Faktor yang Mempengaruhi Niat Penggunaan Paylater Dengan Literasi Keuangan Sebagai Variabel Moderasi
The increasing presence of financial technology in everyday life has influenced how generation Z students manage their finances, particulary through the growing use of paylater services, which raises concern about financial responsibility. This study aims to examine the factors influencing students intention to use paylater among university students in Semarang. The analysis is based on the Theory of Planned Behavior (TPB), including attitude, subjective norms, perceived behavioral control, and ...
Linking perceived organizational support to psychological empowerment: The mediating role of perceived employee fits
The purpose of this research is to determine the mediating effect of perceived fit on the relationship between perceived organizational support and psychological empowerment in national private banking employees in Jakarta. This study uses a quantitative approach with an online survey method. Given the large population of employees in five national private banks in Jakarta, the researcher used non-probability sampling, specifically convenience sampling, to recruit respondents through the LinkedI...
Advancing A Clean and Green Campus Through 3R Practices, Waste Bank Institutionalization, And Active Academic Community Participation
Waste generation in higher education institutions has become an important sustainability challenge because campuses concentrate dense daily activities, food services, administrative work, and short-life consumables within a relatively confined space. This study reformulates an institutional case from Universitas Negeri Makassar, Indonesia, into an integrated analysis of how a clean and green campus agenda can be advanced by optimizing reduce–reuse–recycle (3R) practices, strengthening a campus w...
Peningkatan Pemasaran Melalui Pembuatan Kue Cumcum Aneka Rasa pada Usaha Roti dan Kue Kampung Tajung di Kelurahan Polagan Kabupaten Sampang
PKM partners are the Tajung Village Bread and Cake Micro Business. Partner problems include production, management, and marketing aspects. The production problem is that the partner's flagship product, mini cumcum cake, only consists of two flavors, namely chocolate and vanilla. The management problem is that recording or financial administration (cash) for cake sales and purchasing ingredients is still done manually. The marketing problem is that increasing cake marketing turnover is still limi...
<b>KESALAHAN KONSEPTUAL DALAM AKUNTANSI: STUDI DESKRIPTIF PADA MAHASISWA</b>
Conceptual errors in accounting are not exclusive to introductory courses; they persist and take more complex forms in intermediate-level courses. This study aims to describe the types of conceptual errors most frequently observed among accounting students during the teaching of Intermediate Financial Accounting 1 and 2, and to explore the contributing factors underlying these errors based on direct classroom experience. Using a qualitative descriptive approach grounded in practitioner observati...
PENGARUH PEMASARAN DIGITAL, KUALITAS LAYANAN DAN KEPERCAYAAN TERHADAP MINAT NASABAH
This study aims to examine and analyze the effect of digital marketing, service quality, and trust on customer interest in using mobile banking at KCP Bank Sumut Sei Sikambing. This study used a quantitative approach with descriptive quantitative and explanatory research methods. The population consisted of 1,866 customers, with a sample of 100 respondents selected using random sampling techniques and the Slovin formula. Data collection techniques were carried out through questionnaires, intervi...
Faktor-Faktor yang Memengaruhi Audit Delay pada Perusahaan Industri Energi dan Industri Baja yang Terdaftar di Bursa Efek Indonesia (2020-2024)
Audit delay has become a concern in accounting and auditing studies because it is related to the timeliness of financial statement submission and the quality of information for stakeholders. However, research specifically examining the influence of company age, company size, auditor opinion, and the size of Public Accounting Firms (KAP) on audit delay in energy industry and steel industry companies remains limited. This study aims to analyze the influence of company age, company size, auditor op...
PENGARUH ISLAMIC CORPORATE SOCIAL RESPONSIBILITY, LEVERAGE, DAN KOMITE AUDIT TERHADAP KESULITAN KEUANGAN PERUSAHAAN YANG TERDAFTAR DI JAKARTA ISLAMIC INDEX TAHUN 2019 – 2023 DIMODERASI OLEH KEPEMILIKAN INSTITUSIONAL
Era globalisasi dan digitalisasi saat ini telah mengakibatkan peningkatan persaingan yang signifikan, sehingga mendorong pelaku bisnis untuk beradaptasi dan bersaing dengan cepat agar dapat bersaing di dunia industri saat ini. Pusat Studi Ekonomi dan Pembangunan, Universitas Padjadjaran (CEDS Unpad) melaporkan bahwa indeks persaingan bisnis di Indonesia pada tahun 2024 meningkat dari tahun sebelumnya, dengan skor 4,95. Penelitian ini menggunakan pendekatan kuantitatif dengan sampel penelitian se...
Pengaruh Frekuensi Transaksi Non-Tunai Terhadap Perilaku Konsumtif Mahasiswa Fakultas Ekonomi Dan Bisnis Universitas Muhammadiyah Makassar
Perkembangan teknologi digital telah mendorong perubahan sistem pembayaran dari metode tunai menuju transaksi non-tunai melalui penggunaan e-wallet, mobile banking, dan QRIS. Peningkatan penggunaan transaksi non-tunai di kalangan mahasiswa memberikan kemudahan, kecepatan, serta efisiensi dalam aktivitas pembayaran, namun juga berpotensi meningkatkan perilaku konsumtif akibat rendahnya kontrol terhadap pengeluaran. Penelitian ini bertujuan untuk menganalisis pengaruh frekuensi transaksi non-tunai...
Pengaruh Transformasi Digital, Motivasi Kerja, Lingkungan Kerja, dan Pelatihan terhadap Kinerja Karyawan PT Bank Sulselbar
Pada penelitian ini bertujuan untuk menganalisis variabel-variabel yang dapat mempengaruhi pada kinerja karyawan pada PT Bank Sulselbar. Untuk variabel dependen yang digunakan dalam penelitian ini adalah kinerja karyawan dan variabel independen menggunakan Transformasi Digital, Motivasi Kerja, Lingkungan Kerja dan Pelatihan. Penelitian ini menggunakan jumlah sampel yang sebanyak 134 responden pegawai yang bekerja di perusahaan. Desain penelitian yang digunakan adalah penelitian kuantitatif denga...
Corporate Social Responsibility, Leverage, and Firm Size on Tax Aggressiveness in Indonesia
Purpose: This study aims to analyze the effects of corporate social responsibility, leverage, and firm size on tax aggressiveness in energy sector companies listed on the Indonesia Stock Exchange (IDX) during 2020–2023. Methodology/approach: This study uses secondary financial report data with purposive sampling, yielding 88 observations. Tax aggressiveness is measured by Effective Tax Rate (ETR), with CSR and firm size as Dummy Variables and Leverage (DER) as an independent variable, analyzed u...
The Influence of Auditor Reputation, Firm Size, and Audit Delay on Financial Report Integrity
Purpose: This study aims to analyze the effect of auditor reputation, firm size, and audit delay on the integrity of financial statements of companies listed in the LQ45 Index on the Indonesia Stock Exchange (IDX) during 2020–2023. Methodology/Approach: A quantitative approach was employed, utilizing secondary data from annual reports of LQ45 companies between 2020 and 2023. The sample, selected through purposive sampling, consisted of 41 companies (164 observations). Data analysis was conducted...
The Influence of Tax Avoidance, Managerial Ownership and Profitability on Tax Payment Levels
Purpose: This study aims to analyze the effects of tax avoidance, managerial ownership, and profitability on the level of tax payments in property and real estate companies listed on the Indonesia Stock Exchange (IDX) during 2019–2023. Methodology/approach: This study uses secondary data from financial reports. A purposive sampling method was applied, resulting in 85 observations. Data were processed using SPSS version 25 and multiple linear regression analysis. The research includes classical a...